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In 2009, consumer spending online is at a record 65.1 billion dollars. More and more people are attracted by the ease of shopping online and spending more of these. Unfortunately, there is likely to become victims of Internet fraud are also increasing. Internet Fraud Watch, National Center reported that the average loss for victims of fraud for the first six months of 2005 was $ 2,579. This compares with $ 895 on average through 2004. Complaints concerning the general product purchases (goods never received or incorrect) accounted for 30% of the problems of Internet fraud, and auction purchases (goods never received or incorrect) at the top to 44%.
While many e-commerce sites are reliable and have taken all necessary precautions to protect you, it never hurts to always proceed with caution. If an online purchase consider these easy steps:
1. Use only one credit card, preferably with a low credit limit for online purchases. Avoid using ATM or debit card.
2. Be wary of unsolicited offers by sellers. Internet National Fraud Information Center Watch reported that email as a method of contact by Internet scammers was 22% in 2004.While offers may be legitimate, spammers like to use this tactic to circumvent reputable sites that provide consumers for purchases Online.
3. Use only reliable e-commerce sites that the inclusion of an address and phone number in case you need to contact them directly.
4. Read the site privacy AOS. Some sites may reserve the right to sell / give information to third parties. Check the document to see if you can, AU Äúopt of waiting to receive special offers from third party providers or for permission to share personal information.
5. Check the padlock symbol in the status bar at the bottom of your browser window. Also, do not provide personal information if the site has no home address and AOT, Äúhttps, the African Union (a sign that the site uses a secure server).
6. Choose only verified sellers. Check the seller’s reputation occurred member of the third party, such as the Better Business Bureau, VeriSign, or Guardian eCommerce. These third-party sites help to ensure online consumers will be protected when shopping or conducting e-commerce.
7. Ensure that the delivery date posted is reasonable. If not dealt with the seller on a regular basis, be wary of any website that states the shipment will be delayed 20 days or more. The delivery dates of 70-10 days are more frequent.
8. Hold the paper trail for all transactions online. Print a transaction card and keep it on file for future reference.
9. Beware of online offers that just seems too good to be true. The Internet is full of get rich quick fraud and misleading advertising. Investigate thoroughly all the questions before proceeding.
10. If you do not get what you pay and the seller will not return your calls or e-mail, contact the State, AOS Department of Consumer Affairs for further assistance.



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